Filing Chapter 7 Bankruptcy
If you’ve ever thought about filling for bankruptcy but are curious if it’s right for you you’ve come to the right place. Often times mounting bills can cause fear and panic as to how one will ever meet their day-to-day living expenses. After months and months of starting at credit card bills and wondering if you will ever be fortunate enough to dig yourself out of debt; you come to realize that your minimum monthly payments are having little effect on your larger balances. Monroe County lawyer Robert A. Schwartz wants to help you put back your financial life and offers a free bankruptcy evaluation to see if bankruptcy is right for you.
What is chapter 7 bankruptcy?
Chapter 7 bankruptcy allows individuals the legal ability to stop paying some or all of their debtors. When you file for bankruptcy a comprehensive list of creditors will be made and contacted about your intent to file bankruptcy. Your financials will be scrutinized and once your bankruptcy is discharged you will be left with few (if any) bills to pay outside of normal living expenses. Chapter 7 bankruptcy is often the quickest and simplest way to get your finances back to a manageable state.
Chapter 7 bankruptcy can:
• Stop harassing debt collectors
• Stop pending lawsuits against you
• stop wage and/or salary garnishment (unique to one’s situation)
• help you start over with a clean slate
How much does it cost to file bankruptcy?
This question has no unanimous answer. Depending on your unique circumstances the process can be very simple and affordable or possibly more complex and costly. At my office we will go over all fees and what you can anticipate before, during, and after filing for chapter 7 bankruptcy. Filling for chapter 7 bankruptcy can be a long and confusing process but I have the experience and knowledge to make it go smoothly for my clients.
Monroe County, New York lawyer Robert A. Schwartz can help you evaluate your finances for free. Don’t keep paying minimum monthly payments forever. Don’t waste more money paying high interest fees month after month. Don’t delay call my office today to discuss if filling bankruptcy can help you*[custom:phone]*.
