New York Bankruptcy Law Firm Guides Clients Through the Entire Process

Rochester Bankruptcy Attorneys Help Prepare Clients Filing for Bankruptcy

Preparing to meet with a Rochester, New York bankruptcy attorney means gathering information about your assets, income, and debts. If you are not prepared for your first meeting, it can end up being a big waste of time for both you and your bankruptcy lawyer. A Rochester bankruptcy lawyer will need to know who you are, how to contact you, and some details about your personal and business background.

If you’re going to file for bankruptcy, you’ll need to file detailed schedules of assets and debts with the bankruptcy court, and your attorney may ask you to fill out these schedules before your meeting. To facilitate your completion of the schedules and to make this initial meeting as productive as possible, many bankruptcy attorneys mail you a questionnaire to fill out before the meeting.

Complete Disclosure of Your Finances is Essential

A complete disclosure of your financial affairs and written documentation of your debts and liabilities is extremely important when filing for bankruptcy. It’s a good idea to bring copies of all documents relevant to your financial situation to the meeting, including:

• Originals and a copy of all loan or financing documents, including loan agreements, titles, insurance policies, promissory notes, security agreements, guarantees, deeds of trust, UCC filings, mortgages, and notices of default.
• Documents that show payments you have made, including bank statements, canceled checks, and money order receipts.
• Copies of all foreclosure documents you have received, if applicable.
• Originals and copies of all correspondence received from creditors.
• Notices or other documents you’ve received that pertain to your financial situation.
• Copies of loan or lease guarantees.
• Contact information of any representatives at financial institutions who you may have spoken with.

Contact a Monroe County Bankruptcy Law Firm Today

If you are preparing to meet with a bankruptcy attorney, New York lawyer Robert A. Schwartz has been assisting clients in Rochester, Irondequoit, Batavia, Henrietta, Greece, Gates, Hilton, Brighton, Pittsford, Fairport, Victor, Canandaigua, Avon, Geneseo, Geneeva, and Brockport with Chapter 7 and Chapter 13 bankruptcies for more than 30 years. Contact him online or call 585-763-0500 to schedule your initial consultation today.